Best health insurance for doctors in the area?

Submitted by rllylongname t3_10q7u21 in ColumbiaMD

Hello, I’m turning 26 soon and need to find my own health insurance. Idk if this area has doctors who take one insurance more than the other or what. I was going to go with blue cross blue shield care first. Do most doctors take that in this area? Also if anyone has a a plan that they love that’s a PPO plan let me know. I have health issues that really need to be taken care of despite my age, so I want good quality insurance.

Thanks for any advice!

Bonus for PCP recommendations because I moved here with my fiancé in August.

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S4mm1 t1_j6odq5o wrote

Carefirst is a good bet here, most doctors take it. You won't find a lot of smaller allied health professionals taking it because their reimbursement rates are utterly abysmal. I actually have no issues getting my pick of specialists with my HMO because between Annapolis and Baltimore. There is a ton to choose from.

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Sure_Comparison6978 t1_j6owj3y wrote

Kaiser might be a good option if you want something that’s a bit more affordable and streamlined. Kaiser doesn’t have the best doctors but everything is in house, which makes everything from the scheduling of appointments to picking up a prescription really easy as it’s all from the same place. There’s a Kaiser clinic here in Columbia. I will caution though that Kaiser isn’t the best if you want flexibility with selecting a specialist, as Kaiser requires that you first get a referral from your PCP, and I found that my PCP was extremely reluctant to make those referrals (which is probably one of the ways they save money and keep premiums low).

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JAKing1998 t1_j6ogojk wrote

My friends a travel nurse in Baltimore Maryland but he got a PPO plan from a health broker in Baltimore & he loves it. He just used that plan all the way in Florida since he had COVID.

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