A few years ago I got quotes through agents and they were about 50% higher. Have a clean driving record and I owned my car so I wasn't getting anything other than liability. We now have 2 cars on our insurance and both have collision and we pay $2400 a year for both through Progressive not through an agent.
pixel_of_moral_decay t1_ixfdpqe wrote
I’ve never found independent agents worthwhile for personal auto insurance. Just get quotes from the websites and cut out the middle man.
If you’re a business it might make sense to deal with an agent.