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mini4x t1_ixucrvt wrote

Reply to comment by Daily_the_Project21 in how do people drive home new vehicles they've bought without insurance? by [deleted]

Part you are missing is you cannot no matter what drive an uninsured vehicle in MA. It's technically even illegal to drive an uninsured out of state vehicle (like NH that it's not mandatory) in MA.

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Daily_the_Project21 t1_ixufxas wrote

If you do what i said in the other comment, the insunrace policy on the previous vehicle will cover the new one, for up to seven days.

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mini4x t1_ixug8c1 wrote

No it doesn't.

Only applies to registeration.

You flat out cannot legally drive in MA without insurance.

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Daily_the_Project21 t1_ixugs5a wrote

I've done this several times. My insurnace agent says it's okay, cops, etc. The liability insurance policy follows the driver, this why people can drive other people's cars. So yes, if you do what I say, the active insurnace policy will cover the driver if anything happens, for liability only. This means if you hit a tree, you're fucked, but if you hit someone else, you're policy will still cover the damages to their vehicle, and not yours.

Do none of you know how your insurance policy works? The only mandatory insurance is liability, and that policy follows the driver. This is why it's so important when teenagers get their license that are added to their parents' policy as a driver, and why any decent insurance agent will tell you that anyone in your household needs to be listed as a driver on your policy. Liability insurance follows the driver.

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mini4x t1_ixuh6bl wrote

Try reading the laws.

You need a completed RMV1, which means you need insurance.

https://www.mass.gov/how-to/transfer-your-registration-to-a-vehicle-or-trailer-purchased-from-a-dealer

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Daily_the_Project21 t1_ixuhkc9 wrote

Yeah, someone else kept linking the registry site yesterday, too. Unfortunately, again, it doesn't say what you need it to say. It's just telling you the paperwork you need when you go the registry.

If you can show me the law that says liability insurance doesn't follow the driver and drivers in MA can only drive if they have insurance that covers the current car they are driving, I'll gladly admit I'm wrong.

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