America has become just a giant scam. I remember refinancing a house in Florida in 2001. I never asked the bank to commit any fraud, they pretty much offered it. They wanted those juicy fees so bad. No way an appraiser went to the house, as somehow my 2 bedroom/2 bath wood frame house with a 1 car garage became a 3 bedroom, block house with 2 car garage. Sadly at some point they had jacked the value of a $48,000 house up to over $140,000 before the crash of 2008 reset everything.

And not like banks became better at things. I sold a house last year in Tennessee, way more than it was worth, but thats the market. When I went to the closing, they did not have a check for me, after 6 weeks of them supposedly doing paperwork, they had yet to get the loan funded. Wait what? Yea they apparently skipped over that part, but hey they got those closing fees. I had to harass them another 10 days to finally get what I was owed. They simply do not care.

Only gets worse, due to the US being scam central it affects everything. I sent myself money thru western union, waiting over seas when I get off the plane. No they held up the transaction until I called the 800 number and assured them I was not scamming myself. My elderly mother could not even send me money, they flagged her in the computer as an old lady sending money to people overseas. They just assume every transaction is a fraud now because well thats America now.