I’m not sure how they are either. We make 135k a year and have 2 kids and we are drowning latly. Our mortgage was $1.6k a month when we bought 3 years ago and reasonable but now it’s going up to $2.1k a month because taxes and insurance increased so much over the last 3 years(hoping the market tanks so we can lower the taxes back down🤔). Our utilities have gone up $150 a month with no increase in usage. Food cost are up about $200 more a month. My husband only gotten a 3% raise each year but health insurance increases have pretty much eaten all his raises since they somehow always go up about the same amount as his raise. Like how is anyone surviving anymore on less then 100k. We don’t even have any debt besides the house.