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clearwaterrev t1_jegf3el wrote

I would just wait until you have the cash. You don't need an iPad right now, and if you can save up the cash in a few months, waiting shouldn't be a problem.

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StorageGloomy9719 t1_jegfrtj wrote

True with that but my credit card bill is really the big issue. I have a $500 max and my card is almost maxed out because I am using it as buffer. If I don’t pay it off I won’t be able to get to a job. So, I need to pay it off. I have had jobs fall through or weird things happen so I wasn’t anticipating on maxing my card out. But, I need a way to pay off the bill.

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clearwaterrev t1_jeggjjw wrote

Ah, in that case I don't think it's a bad idea to take out a small student loan. I would pay off your CC, keep $500 or $1k in the bank for emergencies, and pay back the money after you get a job. I just wouldn't prioritize buying an iPad while you're unemployed.

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