The 401k alone seems to make it worth the switch to be honest but, assuming you're fairly young, 11% ain't much of a jump and you're not gonna see that 401k for a long time. If they were offering you 115-125k then yes, that's a no brainer but this ain't that. I guess you should calculate how much more that extra 11% increase is on your net pay. I imagine it'll be what? $300 extra per check or something like that? Idk, I personally would wait until you got an offer that's at lease 20% more base salary. 401k, bonuses, etc. are all one time things that ultimately don't make much of an impact on your daily life and expenses.