The credit bureaus. They are private businesses, but you can't opt out of participating if you want a bank account in America. They maintain tons of information about you but they don't seem to care at all about protecting that information, or helping you when the information they have is bad.
When I was finalizing reporting on this story in September, I looked through my credit reports with all three bureaus. All three of them still had incorrect information about me, like the thieves' addresses. I filed disputes with all three of them, and each of their sites was broken in some way. As a consumer, it doesn't feel like they're accountable to anyone.
losangelestimes OP t1_izfswy0 wrote
Reply to comment by millionbear in I was the victim of an identity theft nightmare - and it could happen to you. AMA by losangelestimes
The credit bureaus. They are private businesses, but you can't opt out of participating if you want a bank account in America. They maintain tons of information about you but they don't seem to care at all about protecting that information, or helping you when the information they have is bad.
When I was finalizing reporting on this story in September, I looked through my credit reports with all three bureaus. All three of them still had incorrect information about me, like the thieves' addresses. I filed disputes with all three of them, and each of their sites was broken in some way. As a consumer, it doesn't feel like they're accountable to anyone.