You have no morality if you need a book to tell you what is right or wrong.

You have no morality if it's only fear of god/hell that keeps you from doing the wrong thing.

You have no morality if the idea of heaven or salvation is the carrot that gets you to do the right thing. Santa claus for grown-ups.

Most people ought to be able to figure out the "golden rule" - treat others as you wish to be treated. You don't need a religion for that, you are deficient if you do.