$85k is manageable. There some apartment that cover heat and under $2400/month.

Roommate or two and you’ll save a lot of money/pay off debt faster. Its better to have a roommate for a year or two then go out on your own.

Our City Realty in Somerville has reasonable apartments.

$85k isn’t entry level. It’s roughly the city’s AMI in one of the wealthier cities in the country. It’s just your first job after college and you’re well compensated.