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Whydoyouhatefreedom t1_iyde2sz wrote

Reply to comment by AhbabaOooMaoMao in Police: Pistol, shotgun stolen from two cars in Trumbull just minutes apart by jaydecay123

If someone steals your car are you willing to cough up the money for damages caused with your car?

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AhbabaOooMaoMao t1_iyeiyw4 wrote

Guns =/= cars.

>[T]he owner's duty, as in other similar situations, to provide against resulting injuries is a function of three variables: (1) The probability that she will break away; (2) the gravity of the resulting injury, if she does; (3) the burden of adequate precautions.

https://en.m.wikipedia.org/wiki/Calculus_of_negligence

This is just a useful construct for understanding reasonableness.

The issue with guns is that second factor, and to a lesser extent the third.

If someone steals your car, they're likely to go for a joyride or sell it. If someone steals your guns, they're likely to end someone's life with it.

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DarkGemini1979 t1_iydi9hf wrote

Your insurance company does, via your liability policy. If the damages caused exceed your policy limits, there's a real chance you can be sued for the amount in excess.

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BryanCalens2ndFamily t1_iydjeab wrote

That’s some good dope you smokin

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DarkGemini1979 t1_iydkjl3 wrote

I mean, your insurer will tell you the same thing. Damages caused by your stolen vehicle are covered by your liability insurance.

That $25k/$50k coverage minimum isn't looking so hot anymore, is it?

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Ordinary_Guitar_5074 t1_iydw1kf wrote

Where did you get that info? Usually insurance only covers permissive drivers. Every policy in CT includes an uninsured/underinsured policy though that covers you if the other guy doesn’t have insurance.

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SonofDiomedes t1_iye7jli wrote

If my car has a turret mounted machine gun on it, yes that’s fair.

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