>However, if prices do drop significantly in the next few months, the supply rate very well may fall below whatever you get locked into. I have great skepticism that Eversource or UI will drop the rates, but I'm also highly skeptical of the number of companies who are advertising like crazy to lock you into an alternate supply rate for 3-years. Are they the benevolent angel we may hope for, or are they making a different wager?

It is against the law in the state of CT for them to hit you with any fees if you decide to switch to a different supplier during your rate lock. So, if the prices fall and a cheaper supplier than your current lock becomes available, you can jump over to that supplier. All the lock really does is protect you from the supplier randomly jacking the price for the duration of the lock.