Housing already prices seem down 10-20% from the high. Tanking may not happen as it did in 2008 recession as housing values is what fueled that recession. Most people aren’t underwater on their mortgages and won’t be able to find anything with the prices at 7% interest when they were getting them for 3. As you were saying payments are higher with higher by about 80%. So buying another house becomes less attractive cause home owners can’t get the house they have for the same payment. So volume may stay low. Price I think will slowly ease.