Sorry maybe I wasn’t clear?

I don’t think anyone is suggesting an insurance company is right out going to be able to say they won’t pay for treatment because the patient can choose to die which is cheaper.

My guess is that people believe insurance companies will deny treatment and make up some reason to deny it because they know there is a cheaper option= dying

In general I don’t think this makes sense because insurance companies already deny paying for treatments all the time. Thinking that ‘well you can die’ is an excuse for them doesn’t add up.