When anything becomes affordable, it instantly becomes unaffordable.

My rent with utilities is $2200/month in a cold drafty apartment 50 minutes from work.

A mortgage for a house 2 times the size of my apartment is less than the base rent of my apartment of $1600/month. I've been saving for years and going nowhere with debt. I'm 33, make almost 6 figures and I'll see a house when I'm 40, and it will be small as fuck.