The question and how it's raised is like 100 red flags in the first place.

The fact that we have to specify "for those who earn decent" is indicative of a future society that still finds a way to omit the poor from leading respectable lives. In other words, the exact same as present day America.

It'll suck if we still reject part of our populace from receiving care, goods and services even after AI are widely available and the majority of diseases have been eradicated. Just the way this question had to be phrased to remain realistic is telltale of our failure as a society.

Ideally, it'll be great for everyone who lives here or wants to live here. Ideally, classist divisions of power based on wealth will no longer exists. Ideally, "liberty and justice FOR ALL" will be a reality rather than just a fleeting promise. I want to believe that's possible but it's highly unlikely. Especially with have and have-not attitudes persisting long after Capitalism and false scarcity no longer exist.