Regulators have accused SBF of orchestrating a years-long fraud, so the experts and legal teams seem to say there was bad intent there.

The new leadership at FTX, John Ray III in particular, has leveled claims at SBF and co. that they were wildly inexperienced in management and bookkeeping, which seems to make sense considering how young they were, relative to the ages of other financial firm's CEOs.

To me, it's hard to think that a math genius from MIT with Stanford professor-parents was unaware of so much that happened in his own company. No one has accused SBF of a lack of intellect. The guy is very smart. - PR