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laplongejr t1_jdhzrvt wrote

Yeah, but what do you do in the meantime when the bank is out and FDIC is busy? The point is to avoid the practical issue of now way to access the money.

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Flaky-Illustrator-52 OP t1_jdpvmhp wrote

The same thing you'd do if you'd deposited your money in a bank that just caked its pants and the FDIC was busy - wait and cross your fingers

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