One time e got a bill from quest diagnostics for like $3,500 because something wasn’t covered and blah blah they wouldn’t budge.

I called customer service and was ripping them about how ridiculous it was and there’s no way it cost that much to run a test and they wouldn’t budge and I finally just threw my hands up and said “well I can’t pay it” and they said “ok well we can put you on a payment plan.”

I said, “fine I’ll pay $1 a month for 3,500 years” frustratingly, and the girl on the other end of the phone said “well we have to do at least $5”. So I paid $5 a month for like 4 years until eventually quest just canceled the debt