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xlem1 OP t1_j69zaol wrote

Reply to comment by spazzyone in LPT: Be careful about waiting on prices to crash by xlem1

That's a fair enough reason to wait, as they are a little more predictable. Though it also depends on you ability to refinance. You can get away with a a slightly higher rate now, knowing interest rate will fall and you'll be able to refinance at a better time. Again it all depends.

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spazzyone t1_j6a5jvj wrote

Refinancing is an interesting option that I don't know much about. Have you refinanced? I was concerned about fees cancelling out some of the gains if I did it at the wrong time

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xlem1 OP t1_j6akpqb wrote

I have for my car, and it was pretty straightforward, I have not had to on a house. It can be expensive, but then again, you would have to do the calculations some people it's worth, others not so much.

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