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bellYllub t1_j5luiey wrote

Reply to comment by Tavron in LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911

Yep, my husband and I both have medical issues that almost guarantee that we won’t make “old bones”.

We save for our future and are sensible with our money but we don’t do it at the expense of enjoying our lives right now.

We still buy the odd take-away meal and get it delivered. We treat ourselves to a new pair of boots when needed. We balance it so that we have plenty for emergencies and our future but also enjoy our lives right now!

A lot of people can’t do what we do. They have no savings, no pension etc and there are no guarantees we won’t end up that way. So we’re careful but we still enjoy life when we can.

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