I often use this when I'm contemplating spending money, from going out to eat to something bigger. As I've gotten older, the hours required are fewer. Sometimes the purchase is only a few minutes of work. So then I weigh that time versus the time I would enjoy the expense. If it seems like a good deal, I'll often take it.

You only live once, and as long as I can afford it, I'd rather enjoy my life. That doesn't mean I'm irresponsible with money. But I'm not just living for the future. I don't want to get there and regret not enjoying this time now.