PreahChan_btb7 OP t1_j1s047q wrote on December 26, 2022 at 11:05 PM

Reply to comment by Squidworth89 in Need advice on potential damage to neighbor's property by PreahChan_btb7

Me neither. In our policy, they cover up to $1k in damages to other's property. We'll definitely follow up tomorrow.

NipDrunkChipmunk t1_j1suwjo wrote on December 27, 2022 at 3:09 AM

I don't believe this is a case where insurance is going to cover anything for you, but also as an FYI, it's not a great idea to put small claims in to your insurance if you can avoid it.

Filing a claim gets you rated as someone who is more likely to file a claim again and your annual rate will go up for that risk (and when you try to get quotes from another company, they will also take those claims into account). Home insurance is great for major and catastrophic damages, but not for smaller expenses.