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Dry-Date-6730 OP t1_ja3vkfe wrote

Reply to comment by mymaineaccount46 in Maine Child Care Subsidy by Dry-Date-6730

Realistic to whom? Your user name suggests you don't live in Maine full time, which means you must have a certain level of income outside the norm for most Mainers.

I'm not trying to be rude, but your baseline for most Mainers is not accurate. $400 for groceries is not going to feed a family of 4 with today's prices. You left a little of $1700 for other expenses. That is not enough for car payment, sewer, water, electricity, oil Internet, gas, meds and other necessities.

I don't know your story, but with the evidence I have I cannot imagine you raised kids within the last decade.

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mymaineaccount46 t1_ja4d6am wrote

I'm a full time Maine resident. My income is low for what you see on this sub. Total household income for my wife and I is around $82k. I have a kid still in diapers. Paid for my car in full and my household shares 1 car. We don't like having a car payment. I feed my family for less than that most weeks and we eat pretty well.

I imagine you probably make more than I do individually and if you have a working partner probably more on a household level. Unless your a paraprofessional in education who make a true pittance.

Just because you don't want to believe what I'm saying doesn't make it un true. I've been very cautious with money over the years and I've been good with it.

Maybe post your budget if you can't make what's going on work? Someone could steer you in the right direction.

Edit: I want to add I'm really not trying to be a dick and I would gladly try to help on a budget. This site just tends to believe everything is impossible and there's nothing that can be done to make a situation work when that is often not the case.

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metalandmeeples t1_ja3yaj1 wrote

They are either trying to gaslight people or are just out of touch.

They also likely didn't budget $7750 to max out an HSA account. Without that we'd be in perpetual medical debt.

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mymaineaccount46 t1_ja4ct9h wrote

I don't have an HSA eligible insurance. We have an emergency fund and have never been in deep medical debt because we can afford our Copayments.

Not everything is gaslighting just because you don't like to hear it. What point is there to lie about finances on reddit of all places?

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metalandmeeples t1_ja4wos5 wrote

Where do you live in Maine? That could explain a lot here. We didn't have a choice of medical insurance plan so we have what we have. That's something else that is the norm.

The gaslighting comment isn't implying you're lying about finances, it's about you dismissing what is very clearly the norm as if it isn't the norm.

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