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SquatC0bbler OP t1_j8s32ed wrote

Reply to comment by SquatC0bbler in RI State Inspection: Will this pass? (more detail in comments) by SquatC0bbler

To answer your other questions, -the chip has been in place for a long time. I have comprehensive through my insurance but I worry that since its been there for so long, they wouldn't cover it (btw, I have USAA and my rates only went up about $50/mo for comprehensive - appreciate the suggestion though!) -I'm located in Providence.

Appreciate the help!

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theanti_girl t1_j8s5v1m wrote

Your insurance has no way of knowing how long it’s been there. As far as you know, it just happened. The people who do your windshield — who will just do a repair, not a replacement unless there’s a big crack — don’t care either. They see it every day.

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jdmess401 t1_j8s6f9j wrote

I should clarify, I’m not suggesting filing a claim to replace the windshield. Some insurance companies offer free replacement as part of their coverage, but it’s not a claim.

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SeaworthinessLeft88 t1_j8sbejd wrote

I had USAA comprehensive for years. They’ll cover it. Just tell them that it happened during your coverage or you’re not sure when. They’ll send you to safelite, who will fix it with no money out of pocket and no increase in premiums.

They might not even replace the windshield. I just got a chip in my new car’s windshield the first week I owned it, and safelite simply filled it.

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SquatC0bbler OP t1_j8seaba wrote

Oh thats awesome! Also, this did happen during my coverage - I've had USAA since I bought this car new. Hoping this is a quick fix and they can just fill in the crack.

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theanti_girl t1_j8si5zl wrote

The guideline is usually if it’s “smaller than a dollar bill,” it’s repaired versus replaced. It’ll be easy peasy and you’ll have it all set in no time. :-)

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