I would have figured faster than 25-20 -- but when you're headed right for the wide of an SVU, you can't argue with the math.

A friend of mine laid down his bike in Boston like 20 years ago when someone turned in front of him next to the trolley tracks. He was wearing leathers and was fine, but our friend riding behind him was really ripped up -- and she was lucky he was already going so slow and knew what to do. There's often no good outcome when a bike meets a car.