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schiddy t1_iwviqam wrote

Reply to comment by lilfoodiebooty in What’s with all the self-pay medical professionals out here? by lilfoodiebooty

I'm guessing those folks just go without unfortunately. Even my primary care doctor went private practice no insurance last year.

I have reduced out of network coverage and the private practices annual premium would count towards my out of pocket maximum and labs would be covered, but it's still much more expensive than in network. And I go to the Dr A LOT for existing conditions.

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lilfoodiebooty OP t1_iwvszcl wrote

Just leaves a bad taste in my mouth honestly. I’m lucky to have insurance through my employer but I opted for lower deductible insurance with no out-of-network coverage since we go so often. I wouldn’t have done that if I knew what it was like here. I’m spending weeks searching for and getting in with specialists, especially mental health professionals.

I am able to work in a demanding field because of my insurance and able to take charge of my life with a strong healthcare team. Paying $1200 each or more a month isn’t feasible, even when we make $160k as a couple. It’s made me reconsider whether we want to buy a home and settle here if we have to essentially pay out the nose for care.

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