It's not like the government takes all taxes and piles them up to have leverage. Pension system is built like shit, and its handled as it's own thing, just like any company would handle it's own investment money separately, it's invested just the same and will crash the same.

The only leverage a government has against crashing money value, is if they have their own currency and availability to print more to regulate.

Like I said, I live in Finland, which probably has one of the best social safety net systems built and I've been trying to tell you it doesn't work that way, it's built in a way that will crash just the same, wont sustain growing population and abuse. I worked in KELA for 2 years, which literally is short for national pension institute. (KansanEläkeLAitos)

I'm just guessing since you don't have this system you have no idea how it works and have imagined up a working better system, but it's not like that in reality.

Best of luck with your pension though I'm done talking about this.