Electric wall heaters are the most expensive heating. Check out ductless systems that can split to more than one room, provides best and A/C. Mitsubishi makes a great product. Also, you should have an option with your power company to go to a monthly payment plan. We pay $132/mo and once a year they look at your budgeted amount for overage/under funded and make the adjustment. Keeps us from having those huge winter bills.