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abooth43 t1_iy94amp wrote

Reply to comment by needleinacamelseye in Temporary Vehicle Tags by luchobucho

>I'm not surprised at how common this practice is given that city car insurance rates are barely affordable for well-off, safe drivers.

It's gotta be a huge feedback loop. Higher accident rate and uninsured motorist rate drives up the premium which just incentivizes more uninsured motorists.

After my wife's car got stolen during a home break-in, we paid almost as much in monthly insurance as we did the new car note. Otherwise flawless records on both parts...

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scandrews187 t1_iya99jy wrote

Insurance rates and practices are a scam more so now than ever. Insurance makes sense but when you're paying half as much or more for car insurance as you are for your car itself, it's too fucking expensive. And then when you need it it won't pay out. The insured party usually loses.

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