Avoid Meridian, the people are great but the company they sell your mortgage is terrible. Within one year, they miss calculated my taxes, they charged them twice. I had to do their work by going on the Baltimore City website and see the correct taxes on my property. After that it took them 3 months to recalculate my monthly payments, and I am still fighting to get the over payment they automatically took.

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See if you qualify for a Credit Union like Pen Fed and then get something competitive like Rocket Mortgage and make them match Rocket. Get at-least 3 and make them fight for it.