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hitbyacar1 t1_j1i0iea wrote

Just tell your homeowners insurance and they’ll deal with it.

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houligan27 t1_j1i3zyz wrote

Exactly this. Take pictures and document everything and give it to the person assigned to handle your claim. Your neighbors insurance will most likely have to cover it.

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CaptainWollaston t1_j1j2zwt wrote

That's not true. Wherever it lands is so needs to cover it. Trees have fallen and damaged more than one property, and insurance of each one is responsible for their own part.

Unless the tree was rotten and confirmed that it should have been taken down for danger.

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houligan27 t1_j1j48hf wrote

What isnt true? OP implied they contacted the owner of said tree about the tree being rotted. I told them to document everything and contact their own insurance company regarding the damages. Their insurance company will investigate and go after the neighbor's insurance company if they think they're liable.

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CaptainWollaston t1_j1j6f06 wrote

That they'll most likely have to cover it.

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houligan27 t1_j1j7apj wrote

If the tree was rotted and they were notified then yes, they will.

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gre2bos t1_j1lwzug wrote

Just checking in to let everyone know this guy OP has a fuckin pool house and is on Reddit asking how to sue people lmfao

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shuzkaakra t1_j1m6ayz wrote

OPs insurance will cover the damage and then if they can they'll go and sue the neighbor, whose own insurance company will probably come to a settlement.

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Candycatfarts t1_j1ilokc wrote

This is the way. Take pictures and provide your written warning as well! Your insurance will go after their insurance.(I used to work for insurance companies)

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