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ghostlypyres t1_j4rkdqz wrote

Reply to comment by AlarmingMuffin77 in Help Finding Health Insurance Coverage by ananas33333

Hey there, thanks for the reply. The site lists different options, and obviously for us it links us to health connector. The thing is, the website requires a mailing address at the very least, and we don't have one in Mass until after we move, obviously. I called them on the phone, and they were entirely unwilling to provide any information until I move and apply for something.

Moreover, they only do EPOs and not PPOs or even HMOs... That's not ideal, to say the least. Are PPOs not available in Massachusetts? That can't be the case...

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willzyx01 t1_j4rvl1k wrote

You can look at the plans and prices without giving a mailing address. Put in basic info and it will show you all the plans that are offered.

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-CalicoKitty- t1_j4ro9ho wrote

I have a PPO through my employer and used to have an HMO. Everyone I know under 60 has health insurance through their employer. If you can't get it through your employer or your spouse's, you'll need to get a plan through the state marketplace and it will be more expensive.

Sounds like you can't get it until you have a MA address, and I guess that makes sense as it's only available to MA residents. Are you eligible for COBRA to cover the gap temporarily until you establish residency?

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ghostlypyres t1_j4rpfwd wrote

Do all employers offer insurance up there? I currently work in Cali and will be going remote, and they don't offer insurance. I've got my own for the time being, but of course it's only for CA.

The state marketplace being the health connector, right?

I don't believe I'd qualify for cobra, but I believe it should be fine for the time being. As I understand it, I don't have a lot of time to source new insurance after I move, anyway, since the "qualifying event" of moving isn't indefinite

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-CalicoKitty- t1_j4rqal1 wrote

I think most employers offer it to full time employees. If you have a job lined up, you can check. Yes, the health connector. You're right, I think you have 30 or 60 days from the qualifying event to make the change. Otherwise you have to wait until open enrollment.

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