So its gamepass vs PS5 exclusives really (maybe also consider the price differnce between installing a generic fast SSD to the PS5 vs the proprietary more expensive Xbox ones. That is if you plan to extend your storage size) Also do you have any old peripherals or games attached to either platform you would want to continue using?. Do you like owning things physically or even like saving money at all since physical games tend to be cheaper/have better sales/can be bought and sold on the pre owned market? Should also note the PS5 comes with that big set of PS4 games in that PSplus collection thing too. I personally also like gyro aiming that playstation has (but basically never uses for some reason?). For Gamepass you could also consider getting a PC/steam since all Xbox games are available on PC also.