pk10534 t1_jaefhd5 wrote on February 28, 2023 at 9:05 PM

Reply to comment by rabidantidentyte in [OC] How American Express pays for it's attractive credit card rewards by joinkudos

Good for you, I didn’t say I never got my money back, I said Amex made it a lot easier. I don’t understand why you’re talking as if I’ve never had a credit card or bank account and can’t be trusted to speak out about which companies I find easier to work with.

rabidantidentyte t1_jaeg90h wrote on February 28, 2023 at 9:09 PM

Cause they are all subject to the exact same federal guidelines. Customer service is another story, but it's not up to Amex/your FI when you get your money back. It's up to RegE.