Viewing a single comment thread. View all comments

Zeddicus11 t1_j5l906n wrote

Congratulations!

Just a question: Are the "savings" all just cash in a HYSA, and are the "Stocks" in a regular brokerage account? Maybe diverting part of that to a Roth IRA could be useful as an additional long-run bucket besides the 401k (once you feel like you have an adequate emergency fund in cash). Unless of course if you're saving for a down payment on a house or something. In any case, very solid budget.

3

cash_is_key OP t1_j5l9xmv wrote

Thank you. And yes, my savings are primarily in a HYSA and stocks are split between an employee stock purchase plan in E-Trade and a regular brokerage account in Schwab. We are currently saving towards a down payment on a house

2