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astajaznan OP t1_ja8aymr wrote

Reply to comment by TehWildMan_ in Eli5 credit score please. by astajaznan

I assume you are from America. In our country (in the Balkans), a completely different logic prevails. Although I believe that this principle will come to life in our country at some point, since we follow the trends, and America is always light years ahead of us.

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Bensemus t1_ja9l0is wrote

Using the credit card responsibly looks good to the bank. However you can also use it poorly which looks bad to the bank. So just having a credit card isn't enough. They look at how you are using it.

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