> If they come before the court and say "here's what we've agreed," that's a lot cheaper than paying a judge, bailiff and both legal teams for the time to argue why the house should be divided 40/60 instead of 50/50.

Yeah, I had to go to court about ten years ago, and there were a lot of uncontested divorce hearings. They took about a minute each. The most interesting one was where one party had to attend by phone, because at least that meant needing to set up the phone call and a notary in another state who obviously wasn't as familiar with my state's divorce laws as the judge.