Submitted by jimmysofat6864 t3_10oplmf in explainlikeimfive
cache_bag t1_j6h494a wrote
Reply to comment by jimmysofat6864 in ELI5: Why are contactless payment methods faster than inserting the chip? by jimmysofat6864
We're talking about the same exact card, right? In that 3 seconds, the charge slip is already being printed out, whereas it takes 8 for the dipped chip?
I suspect the app on the terminal reading the EMV takes its sweet time to talk to the card since it knows the card is just there. Whereas with contactless, the an imperative to optimize the communication. TL;DR bad programming of the app.
Both should work more or less within the same time window. Or at least not take 5 frigging seconds longer.
jimmysofat6864 OP t1_j6h96xn wrote
Yea I’m taking about exact same card. It takes longer for a receipt to print out via chip compared to using contactless or mobile payment.
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