No you are definitely not imagining things. It’s honestly gotten shockingly bad. It shouldn’t be happening for the price we pay. Usually used to be that there were improvements with each new update but that isn’t the case anymore it seems. The same with Siri if I’m being honest. I’ve honestly been thinking of just disabling predictive text. It’s more of a hassle than anything else these days but I keep hoping for an improvement with each update.