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Mother-Dragonfly7595 t1_iuticef wrote

Reply to comment by CatWings64 in PSA: Employee at The Ashford stealing credit cards by gamerdudeNYC

I would think technically it’s not the bank’s money but your money + other people’s money? Your deposits but I do agree with you on your PSA though. Never used my debit cards for purchases. Except for that darn one restaurant which doesn’t accept credit cards.

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a_trane13 t1_iutrfy3 wrote

Credit means a creditor is literally lending you their money. They have enough cash flow and assets to borrow against to do that. Same as a house or car loan.

Debit cards spend money that is specifically yours, held by the bank.

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