Submitted by [deleted] t3_z4mt5c in massachusetts
Daily_the_Project21 t1_ixugs5a wrote
Reply to comment by mini4x in how do people drive home new vehicles they've bought without insurance? by [deleted]
I've done this several times. My insurnace agent says it's okay, cops, etc. The liability insurance policy follows the driver, this why people can drive other people's cars. So yes, if you do what I say, the active insurnace policy will cover the driver if anything happens, for liability only. This means if you hit a tree, you're fucked, but if you hit someone else, you're policy will still cover the damages to their vehicle, and not yours.
Do none of you know how your insurance policy works? The only mandatory insurance is liability, and that policy follows the driver. This is why it's so important when teenagers get their license that are added to their parents' policy as a driver, and why any decent insurance agent will tell you that anyone in your household needs to be listed as a driver on your policy. Liability insurance follows the driver.
mini4x t1_ixuh6bl wrote
Try reading the laws.
You need a completed RMV1, which means you need insurance.
Daily_the_Project21 t1_ixuhkc9 wrote
Yeah, someone else kept linking the registry site yesterday, too. Unfortunately, again, it doesn't say what you need it to say. It's just telling you the paperwork you need when you go the registry.
If you can show me the law that says liability insurance doesn't follow the driver and drivers in MA can only drive if they have insurance that covers the current car they are driving, I'll gladly admit I'm wrong.
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