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virgil1134 t1_izh8d2i wrote

Wouldn't these be the prices without insurance coverage? That is the problem with insurance! Every single one negotiates services at different rates even for services performed at the same hospital.

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UpCoconut t1_izkdek4 wrote

not necessarily. With my HDHP, the insurance still has a negotiated rate. It's just a negotiated rate that I have to pay instead of the insurance company paying it. For example, I had emergency surgery that was billed to me for $15K. I added my insurance and the bill was revised to $7K for it. I then negotiated it down from there. The website says that BCBS for this surgery is $12 at the hospital I went to. Not $12K. $12. Definitely wrong.

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