I understand why you think it is the wealthy that benefit. And to some extent that may be true. Interest and dividends are a vital way for many senior citizens to fund retirement. As inflation continues to eat away at buying power, the income that is generated by interest and/or dividends is crucial for many. Not just “rich people.” Keep in mind that as people approach retirement age, the amount required to maintain your standard log living will easily require a net worth over 1 million dollars? Is that rich? I guess the real debate is, what is rich and does that vary according to geography as well?