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Linenoise77 t1_jd3sjbb wrote

Its not about coverage for a passenger. Its about having another driver who has ready access to your vehicle.

Your insurance company gets you may loan your dumbass friend your car for a few hours. They don't want the guy with 2 DUI's and 3 accidents saying 'I don't have a car' riding on his wife's spotless insurance.

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celcel t1_jd3zt1d wrote

Yea I understand it's not about passengers. I was stating my situation. I also had other drivers in my household but was never asked to add them.

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