It costs over a million dollars just in fees to get started, how do you expect someone with oh let's say any amount of jail time in their entire life to qualify for a loan for any of that (not to mention how much it costs to get a storefront, and either grow or buy inventory)?

The idea that your local weed guy could suddenly come up with a business plan and get a store going just from the money they didn't save up from selling weed for a decade was always a myth. It was never set up for that person to succeed and never will be.