Credit Card Fraud at WAWASubmitted by username4username t3_zle8zb in newjersey
Ckc1972 t1_j04wd1c wrote
Did they have a dupe of your card to swipe that has no chip? I always use a credit card because you can dispute the charges. I try to never pay with debit.
sirusfox t1_j050kv8 wrote
Honestly, no one should ever pay with debit. They don't even need to dupe your card with a swipe. The backends get breached all the time and numbers get out there. Only thing to do is watch your transactions and dispute what ever doesn't look right
username4username OP t1_j055s57 wrote
Not worth it to report this then? Luckily the transaction was declined, but maybe footage of the attempts can be obtained.
sirusfox t1_j056kec wrote
I'd report it, you know your card is compromised now. Let your bank know and get a new one. You could file a police report and try to get footage, but it may not be worth the effort. Like it or not, its going to be considered a low priority case since nothing was actually stolen, you're not going to be out the money, and the chance the person is the one who actually stole the number is low. Its up to you, just don't get your hopes up too high about the store or police catching the person.
MyNameIsDaveToo t1_j06dnz3 wrote
It depends on your usage. I had fraudulent charges show up on a card that I had only used once in 6 months, at a liquor store. I informed the bank of this fact when reporting the fraudulent charges, since it was the only possible place the card info could have been stolen from.
beeps-n-boops t1_j08y9hn wrote
> I try to never pay with debit.
I refuse to use my debit card anywhere other than an ATM, and preferably one associated with my bank.
Just way too fucking risky to use it anywhere else.
theexpertgamer1 t1_j0jx216 wrote
You could use tap though (e.g. Apple Pay).
beeps-n-boops t1_j0l7nah wrote
Which is also not using my debit card.
username4username OP t1_j05542j wrote
This is my credit card. I still have the physical card with me, so only the number was stolen. The credit card company could not explain how this happened. All they could tell me was that it was an attempt to purchase gas. Google says the card number can be stolen using a skimmer, then use a magnetic card writer on a blank card to create a cloned physical credit card.
RafeDangerous t1_j06pzl2 wrote
> Google says the card number can be stolen using a skimmer, then use a magnetic card writer on a blank card to create a cloned physical credit card.
This is almost certainly what happened. The last time I had this, I used my card at a restaurant in Ridgewood and within 20 minutes I got pings that it was being used (and declined) at stores in Paramus and Ramsey. Luckily this was back when I used a Google Wallet card, so I'd only keep a few bucks on it and transfer amounts onto it as needed for exactly this situation. My guess is that the waiter in the restaurant skimmed the card and gave it straight to a couple of friends to try to use it right away, but Ridgewood PD refused to look into it and when I tried to give the restaurant owner a heads-up that someone was skimming cards in the place she just screamed at me over the phone and said nobody there would ever do that. At this point I almost never use a physical card anymore to avoid this crap.
WeirdSysAdmin t1_j091ckf wrote
This happened at a Wawa a while back where gas attendants cloned a ton of cards.
It's going to be significantly more common as inflation and stale wages are going to make people desperate while working service jobs with how insanely low paying compared to the cost of existing.
stickman07738 t1_j06dlqh wrote
Happen to me about a month ago, I call the number on the back of the card and had a new card /new number in a week. Only pain changing the autopays to the new card.
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