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IronSeagull t1_j1vrzha wrote

Reply to comment by JRZane in Why are NJ doctors, especially those in family medicine all joining for-profit, multi-specialty medical groups? Those groups do are deteriorating the good doctor and patient communication/relationship that use to exist. by Eastcoastpal

> And it saves insurances tons of money that isn’t passed on to customers.

The ACA requires insurance companies to spend 80% of premiums on benefits, so effectively any cost savings have to be passed on to customers. Customers won't see that in the form of a cost reduction because all they're really doing is slowing the rate of healthcare cost inflation. But that still saves the customer money compared to the status quo.

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JRZane t1_j1vzwro wrote

sure. but there's also a thing called "creative accounting." that ACA rule also allows for deferments and other "deduction" type loopholes. I think its a good thing, but its not as simple as calculating ACTUAL revenue * .8

There are SO many things broken about our system. what upsets me is that we could fix them but we CHOOSE not to. See above posts about judging who "deserves" quality care.

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