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Linenoise77 t1_j5zvm9e wrote

Yes, but, well, he is booked solid for the next 20-30 years, and i don't know if he was able to hang on to his license.

But you seem to be on the right track already looking for ways to combine your needs to save some dough.

Edit: Serious part- What are you looking for? Just a basic accountant type person? A Financial Planner? An investment advisor? What type of structure are you looking for in fees?

The order is typically get a decent accountant to make sure you are maximizing advantages, if you like how that goes, get a planner who doesn't have skin in the game to get you on track to your goals and be able to check others work, and then once all of that is sorted, you get an advisor for, "ok, now i can take some risks, where do i go"

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[deleted] OP t1_j5zxprc wrote

[deleted]

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Linenoise77 t1_j5zz3ye wrote

I'd talk to a planner first, who you are paying essentially a flat rate for, and who isn't making money based off where they tell you to put your dough. They can help you assess where you can take risks and how things will align with your goals, and start the conversation and help educate you as to where you go from there with investments.

Also anyone whose first bit of advice isn't, "ok, lets get the taxes straight on this, sort out any liabilities, retire any 'bad' debt, and then cool our jets for a bit and wrap our heads around it" isn't the right person.

Edit: to clarify, there are different fields, and licensing around financial planning, investment advisement, etc.

The #1 thing you need to ensure is that whomever you are taking advice from has a Fiduciary duty to you. (ie, your financial well being comes before them). They will require some form of payment direct from you for their time and advice, and not be people who say, "I'll manage that money, but i get X off the top".

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