There was an article somewhere about a year back that documented that the best financial advisor is none at all. Persons the best at managing their portfolios -- were dead!

You put your money into something that meets your risk tolerance, then leave it alone. Do NOT try to "beat the market." That's gambling and leads to losing.

Log onto some investment website (Charles Schwab, Victory Capital, or many others) and see if they have information available that don't require you to first invest through them. These will show the various risk levels and recommendations for investments for persons of various ages. There are even investments geared specifically to your age that require no other input from you.

My personal recommendation: Invest ONLY in mutual funds. Seek "indexed" mutual funds, an S&P 500 indexed fund being the best in my opinion. Look for no-load mutual funds. Keep some fraction of your money liquid -- maybe 1 year's expenses in a money market fund. You might want to balance your investments between stocks and bonds (i.e., mutual funds that invest in those) so as to land on your feet. And if you are facing a sudden large expense, move some assets to liquid investments beforehand so that a sudden drop in the stock market doesn't blindside you.

Altogether too many "investment counselors" are NOT fiduciaries -- they can use your money for their benefit by buying and selling frequently, gaining commissions every time they do.